The National Landlords Association (NLA) has compiled guidelines for landlords on how to protect their rental properties from the cold weather.
Last year saw an increase in claims due to frozen pipes bursting in the winter. NLA Property Insurance experiences a 48% rise in claims during December 2010 and January 2011, for damage caused by weather-related flooding.
These steps should reduce the risk of flooding:
- All pipes should be sufficiently insulated.
- Overflow pipes should be correctly connected and unblocked.
- The heating should be left on a low setting if the property is to be vacated during the winter.
- Tenants should be given an emergency contact number for their landlord.
- Repairs to any damage should be carried out as quickly as possible.
Broking Manager of NLA Property Insurance, Steve Barnes, says: “Landlords should ensure their properties are properly protected during winter. Last year’s extreme cold resulted in a spate of claims due to frozen pipes bursting.
“It is vital landlords have the correct and up-to-date insurance in case the unthinkable happens.”1
David Salusbury, Chairman of the NLA, adds: “Flooding can cause many thousands of pounds in damage to a property and make it uninhabitable for the tenant.
“Landlords should protect their property and their investment by ensuring that they have a policy that covers them for such damage.”1